<?php
defined('BASEPATH') OR exit('No direct script access allowed');

/*
|--------------------------------------------------------------------------
| Email Configuration
|--------------------------------------------------------------------------
| Configure your email settings here for PHPMailer
*/

$config['smtp_host'] = 'mail.theqloop.email';  // SMTP server
$config['smtp_port'] = 465;                // SMTP port (587 for TLS, 465 for SSL)
$config['smtp_user'] = 'cloudbridge@theqloop.com';                 // SMTP username (your email)
$config['smtp_pass'] = '0@O@REaJq2';                 // SMTP password (app password for Gmail)
$config['smtp_crypto'] = 'ssl';            // Encryption: 'tls' or 'ssl'
$config['from_email'] = 'cloudbridge@theqloop.com';
$config['from_name'] = 'Meridian Bank';
$config['reply_to'] = 'cloudbridge@theqloop.com';

// OTP Settings
$config['otp_expiry_minutes'] = 5;         // OTP expires in 5 minutes
$config['otp_length'] = 6;                 // 6-digit OTP
